I'm coming up to 62, still work fulltime. No mortgage but can't afford to retire yet, but don't intend to work past 63 even if it means I struggle financially. DH is 64 & runs own business, not thinking of retiring yet.I do get very tired, and because a lot of my contemporaries & my younger sibling have already retired, like you I feel ready to retire now if only I could.I think any higher than 67 for state pension is not fair on those who are fortunate enough to still be fit enough to work (& alive) at this age. Even if it's not physical work, it still takes it out of you when you get past 60 & have been working for the past 43 years & bringing up a family etc at the same time.Not so easy juggling work with family responsibilies / the home / DIY any longer.