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Buying property in UK and working here until 67 as no jobs at home in Ireland for my age

(6 Posts)
ElaineMcG47 Fri 10-Nov-23 08:21:45

I am 58 with almost no private pension as I worked agency as a mental health nurse a lot of the time due to being a single parent. I have a masters degree in family therapy. There are no jobs in this in Ireland. I was working privately in Ireland in family therapy and nursing before I moved to the UK last year. I found I could no longer do 12 hour nursing shifts.

I moved to Newcastle last year and got an 8a Grade in family therapy and renting in Newcastle.. I am downsizing my house in Dublin as it needed a lot of maintenance and was way too big. My children are grown. I was left a small cottage in the countryside in Ireland by my uncle when he died 15 years ago, so I do have a base there (650 sq feet). but in a remote rural village and not near any jobs. I will retire there though.

I would love to move back home to Dublin but there are no opportunities in family therapy - private work isn't reliable, and I need to work at least part-time until I am 66. Ireland is quite ageist even in jobs like supermarkets, coffee shops etc.

I would love to buy a small terraced house in Dublin with the money from the family home, but I also can't see myself being able to go back there to work before I retire in eight years time. If I buy in Dublin, where my heart is, I will have to continue paying rent in the UK for the next eight years.

I intend next year to look for jobs around Manchester and Liverpool as I have family there, so would buy there if I was going to buy in the UK.

I would appreciate any advice/comments on my dilemma - is it worth buying in the UK as I will be here at least for next 6 to 8 years. I hope to go part-time as I think I will burn out if I continue working full-time as a family therapist - it's intense. I couldn't afford to go part-time in the UK unless I had no rent here. I feel scared about being 58 and not getting other jobs, but the NHS seems to be the only place that isn't ageist.

Scat Fri 10-Nov-23 09:19:33

Could you not set yourself up as a counsellor in private practice? Or possibly approach a charity to work with them?

welbeck Fri 10-Nov-23 09:27:04

could you get a less demanding role in the nhs.
good idea to stick with proper employment, even a tiny pension can be useful, plus sick pay and other benefits.
not sure about the housing/location issues.
hope it all works out.

pascal30 Fri 10-Nov-23 09:38:46

If it were me I would sell your property in Ireland and buy somewhere in Liverpool..or maybe Manchester if you prefer. Look for areas that are popular with good local facilites ie a buzzy high street.. then buy a nice easily resaleable property that you would enjoy living in..Maybe one that you can refresh..
But before that I would research whether it is actually possible to get a job in the NHS as a family therapist.. Plenty of jobs as RMN's though which you could work part time.. Then when you wish to retire you might be able to afford somewhere in Dublin..or might decide that you love the area and wish to remain. Whatever you do don't compromise how you live for the next few years whilst in the UK.. really enjoy the time you have here, make friends, get out and have fun
And maybe talk to a financial specialist about how to best consolidate your assets.

welbeck Fri 10-Nov-23 13:35:54

i thought the OP said she was already employed as a family therapist in nhs in newcastle.
find a nhs job in merseyside or manchester, buy house in that area.
logistics would have to be worked out.
but make a rough plan.
you can always amend it, or make another.
good luck.

pascal30 Fri 10-Nov-23 13:50:33

I think she was saying what qualifications she has..