I am trying to have checked why my state pension is low. When I married I paid the married women's stamp for many years only increasing to the larger stamp in later years.
I've corresponded with Pensions for months made many phone calls and written to them.
What I have learned so far is that Pensions do not consider Home Responsibility Protection before 1978, I had two of my children before that period so have lost any consideration in my pension.
This is grossly unfair to me when other women receive the benefit.
A letter came this week saying in short my pension is based from 1977 to retirement.
So what about the years I worked 1959 - 1977 (18 yrs) when I worked and paid tax and NI. They have not considered this at all.
The letter states my pension is based on my contribution graduated pension paid and post 02 (not sure what that is) and uplifted to 60% by my husbands contributes.
They have no checkable records, many records are archived.
I have been told I will need to prove I paid NI in the period 1959 - 1977.
I know of some of the companies I worked for and who are still trading but most have closed down.
This clearly can't just apply to me.
I was told to make a request to Revenue to ask for a
SUBJECT ACCESS REQUEST of the records but need to have the companies names.
My husband said even if you could prove employment I still might not reach the 60% I receive now so would be a complete waste of time.
I am so aggrieved by this for so many reasons.
How does a 'lived experience' differ from an 'experience'?
The next thread for friendship, advice and support if estrangement has affected your life
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