Witzend
Dementia doesn’t necessarily mean a POA is out of the question, but the person must understand at the time what it means.
Unfortunately dementia can make people very suspicious of other people’s motives. My mother had put an old style P of A in place years before it was needed, but once we really needed to activate it, she thought we just wanted to steal her money.
My brother just had to get tough - a cheque for a substantial sum of money had already gone missing - and been cashed, by heaven knows whom.
AFAIK relatives can apply to the Court of Protection for the management of someone’s affairs, but I believe it’s more expensive and takes a lot longer to set up.
I agree. It’s diminished or lost mental capacity, not the dementia itself that renders a person unable to agree to an LPA, and it’s a difficult area, because capacity is a legal term which can have far reaching consequences for the person for whom it’s in question. My own mum asked me to be her attorney after she was diagnosed with the onset of vascular dementia, and she was involved at every stage and understood what she was doing. Four years on, her capacity is diminished but she still has some understanding and lucid periods, so any decision I take as her attorney has to involve her as much as possible. I think a lot of people misunderstand LPA’s, and think it gives the attorney the power to take over completely, but in reality all decisions must be in the best interests of the donor, and must involve them as far as possible or reasonable.