Thanks for that! I should imagine in the case of a widespread hacking attempt on a bank computing system that liability would rest with the bank, not the customer. But what do I know?
I do engage in online banking, but only to service my current account. On the last few occasions when transferring money from this account into my deposit account, I did this over the counter at my local branch rather than doing it online - and did so in each case purely out of habit, it has to be said. It's only lately I've been wondering about possible online security breaches regarding the above, hence this post.